[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.csha.cz\/bydleme-levne-a-chytre\/#Article","mainEntityOfPage":"https:\/\/www.csha.cz\/bydleme-levne-a-chytre\/","headline":"Bydleme levn\u011b a chyt\u0159e","name":"Bydleme levn\u011b a chyt\u0159e","description":"Kdy\u017e, se dnes pod\u00edv\u00e1me na ceny dom\u016f a pron\u00e1jm\u016f, zato\u010d\u00ed se n\u00e1m hlava, jdeme do mdlob a m\u016f\u017eou nastat i siln\u00e9 deprese. \u0160\u00edlen\u00e9 \u017ee? Srovn\u00e1vali … ","datePublished":"2019-09-10","dateModified":"2023-06-05","author":{"@type":"Person","@id":"https:\/\/www.csha.cz\/author\/#Person","name":"","url":"https:\/\/www.csha.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"csha.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.csha.cz\/wp-content\/uploads\/img_a355140_w3779_t1569569701.jpg","url":"https:\/\/www.csha.cz\/wp-content\/uploads\/img_a355140_w3779_t1569569701.jpg","height":0,"width":0},"url":"https:\/\/www.csha.cz\/bydleme-levne-a-chytre\/","about":["D\u016fm"],"wordCount":444,"articleBody":"Kdy\u017e, se dnes pod\u00edv\u00e1me na ceny dom\u016f a pron\u00e1jm\u016f, zato\u010d\u00ed se n\u00e1m hlava, jdeme do mdlob a m\u016f\u017eou nastat i siln\u00e9 deprese. \u0160\u00edlen\u00e9 \u017ee? Srovn\u00e1vali jsme ceny, zda se vyplat\u00ed stav\u011bt nov\u00fd d\u016fm a, nebo koupit starou stavbu a zrekonstruovat j\u00ed a h\u00e1dejte? Ve v\u011bt\u0161in\u011b p\u0159\u00edpad\u016f, to vyjde \u00fapln\u011b na stejn\u011b!
 
 
 
 Ale zamysleme se! Platit vysok\u00fd pron\u00e1jem? V\u017edy\u0165 za takovou cenu, m\u016f\u017eeme p\u0159eci platit vlastn\u00ed hypot\u00e9ku! Samoz\u0159ejm\u011b, nen\u00ed to tak snadn\u00e9, jak to zn\u00ed! V\u011bt\u0161ina lid\u00ed m\u00e1 probl\u00e9m, aby hypot\u00e9ku v\u016fbec dostali, jednak pro mal\u00fd plat anebo nemaj\u00ed \u017e\u00e1dnou v\u011bt\u0161\u00ed rezervu na bankovn\u00edm \u00fa\u010dtu. Banky po\u017eaduj\u00ed, \u017ee mus\u00edte m\u00edt 10 % n\u011bkter\u00e9 15 % a dokonce i 30% ceny z nemovitosti, aby mohly hypot\u00e9ku schv\u00e1lit.
 
 
 My, jsme se pro v\u00e1s koukli i na jin\u00e9 varianty, kter\u00e9 mohou vy\u0159e\u0161it v\u00e1\u0161 probl\u00e9m s vlastn\u00edm bydlen\u00edm.
 T\u0159i varianty, kter\u00e9, se v\u00e1m budou jist\u011b l\u00edbit. 
 
 1. Nem\u00e1te hotovost ani pozemek?
 S t\u00edmto probl\u00e9mem si poradily ekonomick\u00e9 stavby, myslely na takov\u00fd probl\u00e9m a z\u0159\u00eddily program NULOV\u00c1 HOTOVOST. Koncept je jednoduch\u00fd, m\u00e1 mlad\u00fdm rodin\u00e1m pomoc s vlastn\u00edm bydlen\u00edm, nen\u00ed t\u0159eba vlastn\u00edho pozemku ani hotovosti. Je t\u0159eba spl\u0148ovat ur\u010dit\u00e9 po\u017eadavky, kter\u00e9 si m\u016f\u017eete p\u0159e\u010d\u00edst na jejich str\u00e1nk\u00e1ch anebo p\u0159es jejich poradce. Dle recenz\u00ed se s t\u00edmto programem setk\u00e1me, jak s pozitivem, tak negativem, tzv. 70 % na 30 %, sp\u00ed\u0161e se setk\u00e1me s negativy, ale v\u0161e, co je na internetu nemus\u00ed b\u00fdt pravdiv\u00e9.
 
 2. Trend! Mobiln\u00ed d\u016fm
  U\u017e jste sly\u0161eli o mobilheimu? D\u00e1 se po\u0159\u00eddit za velmi slu\u0161nou cenu, ale je t\u0159eba m\u00edt pozemek anebo jej koupit. Levn\u00e9 \u0159e\u0161en\u00ed, p\u011bkn\u00e9 bydlen\u00ed! P\u0159i takov\u00e9m bydlen\u00ed, nen\u00ed t\u0159eba stavebn\u00edho povolen\u00ed, jist\u011b n\u011bjak\u00e9 dokumenty bude t\u0159eba vy\u0159\u00eddit, nahl\u00e1sit, ale o stavebn\u00ed povolen\u00ed ne\u017e\u00e1d\u00e1te. Dal\u0161\u00edm plusem pro v\u00e1s, a\u017e se budete st\u011bhovat p\u0159\u00ed\u0161t\u011b sta\u010d\u00ed pozemek a d\u016fm si m\u016f\u017eete vz\u00edt s sebou.
 
 Domky na kl\u00ed\u010d
  P\u0159i t\u00e9hle varianty je d\u016fle\u017eit\u00e9, co si zvol\u00edte, proto\u017ee mnoho firem nab\u00edz\u00ed r\u016fzn\u00e9 produkty \u2013 d\u0159evo-stavby, n\u00edzkoenergetick\u00e9 domy, montovan\u00e9 domky. Na tyto domky je t\u0159eba m\u00edt hypot\u00e9ku, ale se\u017eenete je i v levn\u011bj\u0161\u00edch variant\u00e1ch od 1 200 000,-K\u010d.
 
 Nyn\u00ed je to na v\u00e1s, co si zvol\u00edte! Drah\u00fd podn\u00e1jem, nebo vlastn\u00ed?
 
                                                                                                                                                                                                                                                                                                                                                                                         4\/5 - (16 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bydleme levn\u011b a chyt\u0159e","item":"https:\/\/www.csha.cz\/bydleme-levne-a-chytre\/#breadcrumbitem"}]}]