[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.csha.cz\/financni-vs-operativni-leasing\/#Article","mainEntityOfPage":"https:\/\/www.csha.cz\/financni-vs-operativni-leasing\/","headline":"Finan\u010dn\u00ed vs. operativn\u00ed leasing","name":"Finan\u010dn\u00ed vs. operativn\u00ed leasing","description":"Krom\u011b klasick\u00e9ho \u00fav\u011bru je i zde varianta leasingu. Jak se ale spr\u00e1vn\u011b rozhodnout? Finan\u010dn\u00ed leasing Jedn\u00e1 se v podstat\u011b o pron\u00e1jem v\u00e1mi vybran\u00e9ho automobilu, kter\u00fd … ","datePublished":"2023-06-05","dateModified":"2023-06-05","author":{"@type":"Person","@id":"https:\/\/www.csha.cz\/author\/#Person","name":"","url":"https:\/\/www.csha.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/93f351f97d5e20a41105810347d62b8b573eebe9313df1f71432877ed17f5f1a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"csha.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.csha.cz\/wp-content\/uploads\/img_a298795_w2355_t1509024113.jpg","url":"https:\/\/www.csha.cz\/wp-content\/uploads\/img_a298795_w2355_t1509024113.jpg","height":0,"width":0},"url":"https:\/\/www.csha.cz\/financni-vs-operativni-leasing\/","wordCount":419,"articleBody":"Krom\u011b klasick\u00e9ho \u00fav\u011bru  je i zde varianta leasingu. Jak se ale spr\u00e1vn\u011b rozhodnout?Finan\u010dn\u00ed leasing Jedn\u00e1 se v podstat\u011b o pron\u00e1jem v\u00e1mi vybran\u00e9ho automobilu, kter\u00fd po uhrazen\u00ed posledn\u00ed spl\u00e1tky p\u0159ejde do va\u0161eho vlastnictv\u00ed. A\u010d se to m\u016f\u017ee zd\u00e1t nepravd\u011bpodobn\u00e9, finan\u010dn\u00ed leasing m\u00e1 i sv\u00e9 v\u00fdhody. Kter\u00e9 to jsou? \u00b7 Nemus\u00edte se ob\u00e1vat inflace, jeliko\u017e jej\u00ed riziko nese na sv\u00fdch bedrech poskytovatel leasingu \u00b7 Z\u00edskat leasing b\u00fdv\u00e1 v\u011bt\u0161inou o n\u011bco rychlej\u0161\u00ed, ne\u017e dostat finan\u010dn\u00ed \u00fav\u011br od banky \u00b7 Pokud autem jezd\u00edte pouze v ur\u010dit\u011b sez\u00f3n\u011b, je mo\u017en\u00e9 se s n\u011bkter\u00fdmi spole\u010dnostmi domluvit na nepravideln\u00fdch spl\u00e1k\u00e1ch Ov\u0161em jako v\u0161e na sv\u011bt\u011b, m\u00e1 leasing i svoje proti: \u00b7 pokud spole\u010dnost, kter\u00e1 v\u00e1m leasing poskytuje zkrachuje, o v\u016fz p\u0159ijdete \u00b7 automobil nen\u00ed v\u00e1\u0161 a\u017e do uhrazen\u00ed fin\u00e1ln\u00ed spl\u00e1tky \u00b7 pokud budete cht\u00edt od smlouvy odstoupit, p\u0159ipravte se na nemal\u00e9 pen\u00e1leOperativn\u00ed leasing Pokud chcete autem pouze jezdit a nem\u00edt s jeho provozem,,\u017e\u00e1dn\u00e9 starosti\u201c, zvol\u00edte operativn\u00ed leasing. Auto si prost\u011b na ur\u010ditou dobu pronajmete, po jej\u00edm uplynut\u00ed jej vr\u00e1t\u00edte a jednodu\u0161e vym\u011bn\u00edte za nov\u00e9. \u00b7 Za kolik? Krom\u011b pron\u00e1jmu hrad\u00edte pohonn\u00e9 hmoty a mo\u017en\u00e9 pokuty \u00b7 Na jak dlouho? Obvykle spole\u010dnosti poskytuj\u00ed tento druh leasingu na dobu od jednoho do t\u0159\u00ed let \u00b7 Omezen\u00e9 kilometry?  Ano. Ve smlouv\u011b je uveden po\u010det kilometr\u016f, kter\u00e9 ro\u010dn\u011b sm\u00edte ujet. Za ka\u017ed\u00fd kilometr nav\u00edc si u\u017e zaplat\u00edte. Obvykle to b\u00fdv\u00e1 20 000km ro\u010dn\u011b. \u00b7 Co kdy\u017e auto po\u0161kod\u00edte? Samoz\u0159ejm\u011b zaplat\u00edte pokutu.Jak se tedy rozhodnout? Je tedy lep\u0161\u00ed vyu\u017e\u00edt operativn\u00ed nebo finan\u010dn\u00ed leasing? Z\u00e1le\u017e\u00ed skute\u010dn\u011b na va\u0161ich osobn\u00edch preferenc\u00edch. Je t\u0159eba uv\u00e1\u017eit, \u017ee auto p\u0159i operativn\u00edm leasingu m\u00e1te pouze pronajat\u00e9. Ka\u017ed\u00e1 skvrnka nebo nap\u0159\u00edklad od\u0159eninka na \u010daloun\u011bn\u00ed v interi\u00e9ru v\u00e1s m\u016f\u017ee p\u0159ij\u00edt na p\u011bkn\u00e9 pen\u00edze. M\u016f\u017eete tedy b\u00fdt velice nemile p\u0159ekvapeni p\u0159i vracen\u00ed automobilu, kdy budete dopl\u00e1cet pr\u00e1v\u011b za tyto mali\u010dkosti.A na z\u00e1v\u011br jeden mal\u00fd p\u0159\u00edklad: \u0160koda Fabia 1,0 MPI 44kw N\u00e1jemn\u00e9 2970K\u010d \u2013 6276K\u010d m\u011bs\u00ed\u010dn\u011b. \u010c\u00e1stka se pohybuje podle nasmlouvan\u00e9ho n\u00e1jezdu (po\u010dtu km za rok).                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (15 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Finan\u010dn\u00ed vs. operativn\u00ed leasing","item":"https:\/\/www.csha.cz\/financni-vs-operativni-leasing\/#breadcrumbitem"}]}]